Jon shares some financial advice as to why credit cards are entirely better than their debit counterparts for four main reasons:
1) Credit is safer;
2) They build your credit history;
3) They’re required for special purchases like car rentals, and
4) they earn you points and cash-back rewards.
Obviously, this entire argument is based on the assumption that your spending habits are equal with both: and you never spend more than you have available in your checking account. This discussion is mainly directed to Americans, aged 18 or older, where this advice applies most directly/accurately.