Credit Cards

Only Idiots Use Debit Cards!

Only Idiots Use Debit Cards!

Jon shares some financial advice as to why credit cards are entirely better than their debit counterparts for four main reasons:
1) Credit is safer;
2) They build your credit history;
3) They’re required for special purchases like car rentals, and
4) they earn you points and cash-back rewards.

Obviously, this entire argument is based on the assumption that your spending habits are equal with both: and you never spend more than you have available in your checking account. This discussion is mainly directed to Americans, aged 18 or older, where this advice applies most directly/accurately.

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