A rtunes video. Johh Witterick explains how Banks manufacture money out of thin air but yet charge you interest you have to work hard for to pay off. Fractional Reserve Banking has been a bane on society and when you buy a house the money is not in the bank….it is created from nothing with your signature and promise to pay. Your work validates the money. Money created out of nothing lent out to you at exhorbitant interest rates. Be it the Bank of England or the Federal Reserve…they operate much the same way. Its called The Fiat Money System.